WIN a R2500 Dis-chem voucher from Multiply

Last week I wrote a bit about my New Year’s resolution for 2015… to become more financially astute…. after I recently became aware of my woeful lack of financial savvy! (You can read about it here.)

In fact I was so taken aback by the recent financial wellness survey I took that I decided my “Word of the Year” for 2015 should in fact be FINANCE – because I need to focus on this area in more ways that one… making more money, saving more money, being more savvy with my money etc etc

Today I’m encouraging all of you lovely Becoming you readers to go through the same process that I went through to discover how financially fit you are too!

The process is super easy with the help of Momentum’s Online Financial Assessment Tool and the bonus is that EVERY person who completes the online assessment stands a chance to WIN an awesome R2,500 Dis-Chem voucher with Multiply the wellness and rewards programme offered by Momentum. Definitely a prize that will come in useful at this (financially dry) time of the year!!

The Momentum Online Financial Wellness Assessment is available for free to any South African who wants to gain an insight into the effectiveness of their long term financial planning. The tool helps you identify the gaps in your financial planning, and offers an action plan to develop an effective financial wellness strategy with an accredited financial planner.

A unique action plan and online checklist is created for each participant after you answer a series of questions aiming to help you raise your level of financial wellness! You can also use the “My Smarts”, “My Fintrack”, and “My Filing” tools to take control of your financial future and achieve financial wellness in 2015!

A bonus for those of you who are already Multiply members is that you can earn up to 10,000 points when completing the assessment and taking the recommended steps to remedy your financial wellbeing or meeting with a financial advisor! This makes Multiply the only loyalty programme in SA rewarding financial wellness!

financial wellness


Want to WIN A R2500 DIS-Chem Voucher? Of course you do!! Follow the steps below to enter & WIN…






Multiply is the wellness programme incentivising and rewarding wellness offered to Momentum’s clients that gives members discounts on products and services from a multitude of well-known brands. Multiply is the only loyalty programme that offers the greatest incentive to its members for taking control of, and responsibility for, their physical and financial wellbeing. Members earn Multiply points for using Multiply’s partners and financial wellness tools. The more points members earn, the higher their Multiply status, the greater the savings they can enjoy.

The outputs produced by “My Score” do not constitute advice or an offer to purchase a specific product. It is meant purely to act as a guideline. You are urged to seek independent financial advice from a suitably qualified professional or financial advisor to ascertain whether the information provided is suited to your personal circumstances, investment requirements and risk profile.

Should you have any questions, or if you would like to find out more about Multiply, or any of Momentum’s products you can refer to Momentum’s website:, or


Terms & Conditions

The competition ends on Monday 19 January 2015 and winner will be announced on Tuesday 20 January 2015.

Disclosure: 7

Images: Supplied

Kathryn Rossiter

Kathryn is a South African lifestyle blogger and mom of 2 who has been blogging daily for over 9 years! She writes about travel, health, beauty, fashion, decor and family... but not food (unless it's food she's eaten made by someone else) as she is a hopeless cook. She only wakes up early for 2 things... a red-eye flight to somewhere exotic and early morning game drives. She has just finished an extensive home renovation and would prefer to never see another box again. She's never met a chocolate or glass of bubbles that she didn't like!

  1. Ok. Just entered and shared on facebook. Wow I really have to look into my finances for the future. Thanks for survey.

  2. I need to concentrate on my Estate Planning and Medical Aid! Need to look into these before it is too late!

  3. oh my!! makes me a bit worried!
    i did not take all of that into consideration.
    i need to contact momentum immediately!!

  4. Yep, this survey has certainly made me think about rechecking all the cover I do have, as well as getting debt down and savings up.

  5. Thanks Katherine – lovely to take a survey like this and see that we are on track for our savings, investing, retirement and insurances. Well done on highlighting this, I will share this on Facebook on Mind Over Money page 🙂

  6. After doing all the surveys I now see that there is alot of changes i need to make in my life… starting with taking policies to ensure there is enough for the future or any unforseen circumstances

  7. I entered and shared this on my twitter page. Great survey. It has given me a better idea on how to save and approach the future financially.

  8. Entered and shared on Facebook. Made me reconsider taking out policies for Critical Illness and Income loss..

  9. Sjoh makes me realize I need to save more/prepare more for disability & I Find out my spouses insurance details and update my will

  10. wow i just discovered that i need to take a closer look at my finances and plan more carefully in future

  11. I need to put some serious thought and planning into Critical illness and function impairement section of things

  12. I’ve learnt that I need to start up an emergency savings fund and check that all my goods are properly insured!

  13. I have no clue about money and saving…if anything should happen to me or my husband, I would have no source of income!!!!
    I need to stop spending without thinking and start a savings plan, Really opened my eyes!!

  14. This assessment showed me where I am in my life stage at the moment financial wise, and health wise.
    I take it upon myself to make sure I am healthy in my personal life and financial life.
    I am definitely going to up my score this year.
    I have already achieved so much last year, I have more goals to smash this year 🙂
    Watch this space 🙂

  15. Good thing my only dependent is my furry four legged daughter as I do not have much financial wellbeing even for my unconventional lifestyle.

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